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Easily Boost Your Retirement Savings With This Simple Tip

Easily Boost Your Retirement Savings With This Simple Tip

When it comes to saving for retirement, most people aren’t saving enough—and they know it. Of those who are already saving, a Ramsey Research study found that 70% wish they could save more. That makes sense in light of the fact that only one in 10 Americans are saving the recommended 15% of their income toward their future.

But planning for your retirement doesn’t have to be difficult or complicated. Increasing the size of your nest egg—and your ability to live out your dreams in your golden years—can be as simple as increasing the percentage you put toward retirement every month.

3 Questions to Ask Before You Use Your Emergency Fund

3 Questions to Ask Before You Use Your Emergency Fund

You know the drill—something breaks, wears out, or costs more than you can cash flow. So where does the extra money come from? If you’re following Dave Ramsey’s seven Baby Steps, you’ve got two options: dip into your emergency fund or start a savings fund.

Your emergency fund is the money you’ve saved for those unexpected costs that would otherwise blow your budget, like a midnight trip to the emergency room. Your savings fund is the money you’ve been socking away toward a future goal, like a cruise to the Bahamas.

But not every situation is as clear-cut as medical bills and island getaways. So what classifies as a true budgeting emergency?

Brandon Kennedy: Owner/Financial Consultant

Brandon Kennedy: Owner/Financial Consultant

Brandon has a passion for helping families make smart decisions about their money. He believes genuine relationships are a cornerstone of doing business the right way, and they need to be based on two foundations – trust + accountability. He takes pride in educating and helping others, and strives to live his life with integrity and Christian values. A lifelong resident of Southeastern Michigan, Brandon is a devoted husband to his high school sweetheart, Danielle. They are the proud parents of three, Logan, Henry, and Juliet, and live in Rochester Hills. Brandon is a die-hard baseball and Detroit Tigers fan, and is a supporter of local youth baseball organizations. You can also find him building things in his worksop, speaking in movie quotes, and working on cars. Brandon graduated from Oakland University, earning his Bachelor’s degree in Finance. He has also achieved the Accredited Asset Management Specialist, AAMS, which provides specialized training in providing comprehensive financial planning. He is a board and active volunteer at his local church and offers personal finance educational seminars and courses throughout the year, including Dave Ramsey’s Financial Peace University. Fun Fact: He spent 60+ hours taking rough cut Walnut lumber and building a one of kind crib for his children and hopefully grandchildren (one day). Favorite Movies: Pan’s Labyrinth, Gladiator, Fight Club Why He Loves His Job: “We help take the burden off the shoulders of families, so they can have more of the most precious asset in this world – spending time with each other.” Contact Brandon: brandon@kennedyfinancialgroup.org 248. 528.0485 For more information on this advisor click the link...
Wedding Budget Blues: How to Plan the Wedding of Your Dreams Without Breaking the Bank

Wedding Budget Blues: How to Plan the Wedding of Your Dreams Without Breaking the Bank

The story is familiar to us all: Once upon a time, there were two people who fell madly and deeply in love. They decided to spend their lives together and host a beautiful wedding to celebrate. They found the perfect dress, the perfect cake, the perfect venue, the perfect rings– they had it all. Then, they lived happily ever after–under a formidable mountain of debt.

Yours, Mine & Ours: How to Manage Joint Finances Without a Fight

Yours, Mine & Ours: How to Manage Joint Finances Without a Fight

It’s happened. You’ve fallen head over heels in love with “The One.” The one who knows you better than anyone else. The one with whom who you want to spend all of your days. The one with whom you feel comfortable sharing all of your innermost thoughts, feelings and ideas. It’s amazing and all-consuming — and the next thing you know, you’re moving in together and combining your lives.

While sharing your guilty-pleasure music or the fact that you’re not the greatest at keeping the bathroom tidy with this person may seem relatively easy, there’s one thing that may be a little harder to share…your finances.

Contact Us Today to Learn More

Interested in working with Brandon? Give us a call today. The first meeting is no cost- just an honest conversation about your experiences with money, your short and long term goals, and what’s currently in place.

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