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Steven Fronrath: Director of Client Relations

Steven Fronrath: Director of Client Relations

Steven is dedicated to educating people on how to make sense of their personal finances and create a game plan for how to win with money. He believes with the right information, tools, and support, almost anything is possible. Working side by side with people is one of Steven’s greatest passions, and he is confident that personal relationships and trust are the foundation that a successful financial plan is built on. A lifelong resident of Southeastern Michigan, residing in Clinton Township, Steven shares his free time between his high school sweetheart, Mary, his large family, and his love and passion for music and the arts. You can also find him playing in a band, reading a great book, or tinkering with the latest technology gadget. Steven is a proud graduate of Wayne State University, earning his Bachelor’s degree in Music Business and a minor in Business Administration. While exposed to the powerful impact that arts and music have on people, he realized that he could help impact a similar change in personal finance, combining his business and financial knowledge with the human aspect of art and music, truly putting the personal into personal finance. Fun Fact: He has spent the last 14 years as an avid saxophonist, playing in everything from jazz bands and classical concert bands to rock bands and solo performances. Favorite Bands: Coldplay, Relient K, The Beatles Why He Loves His Job: “We help people become at peace with their money, freeing up time and energy to focus on what matters most to them in life.” Contact Steven: steven@kennedyfinancialgroup.org...
One Clear Sign You Have a Rotten 401(k)—And What to Do About It

One Clear Sign You Have a Rotten 401(k)—And What to Do About It

If your 401(k) is a big deal in your retirement savings strategy, you’re not alone. According to the Investment Company Institute (ICI), more than 52 million workers participate in a 401(k) plan. That adds up to $4.7 trillion in retirement assets, making 401(k)s one of the most common sources of retirement income for U.S. workers.

But plans vary from employer to employer, so not every 401(k) plan is what it’s cracked up to be. The last thing you need is to throw your retirement investing budget away in a plan that’s going nowhere. Take a look at some reasons why you might consider stopping your contributions to your employer’s 401(k), then check out our suggestions for how to keep your retirement plan on track without one.

Draw a Line in the Snow: How to Set and Stick to Gift-Giving Boundaries

Draw a Line in the Snow: How to Set and Stick to Gift-Giving Boundaries

Blessing your children and spouse with gifts is one of the greatest joys of Christmas.

But what about everyone else?

Between friends, co-workers and extended family, where do you draw the line? You don’t want to leave anyone out, but you also don’t want to stretch your Christmas budget to the limit.

Before you hit the packed mall and online stores this year, set some gift-buying boundaries. Figure out how much you have to spend and prioritize accordingly. And absolutely refuse to go into debt for anyone—no matter how cute they would look in that Rudolph sweater.

3 Ways to Defuse Heated Money Conversations This Holiday Season

3 Ways to Defuse Heated Money Conversations This Holiday Season

There you are, enjoying a plate of pita chips and salmon dip at your neighbor’s annual party, when someone mentions Dave Ramsey. Suddenly, you’re on trial. And you get an earful of questions and comments like:

Oh, you’re a Dave fan? I agree with everything he says except . . .

Be honest: How many credit cards do you really have?

No one can afford to pay for Christmas with cash. It’s too expensive!

After a few rounds of this, you start searching for the nearest exit. While it may not be fun to take the high road, it’s your best option. Here are some easy tips for defusing a heated money conversation this holiday season:

Funding Fluffy

Funding Fluffy

Those of us who spend any significant amount of time online know the evils that come with the social media obsessed world we live in. Fortunately, there is a shining light amidst all the cyberbullying and heated debates regarding the election. Among the internet drudgery, there is a saving grace, a beacon of hope, which comes in the form of videos of adorable puppies and kittens. These videos, which feature our canine and feline friends doing everything from saving their owners in medical emergencies to simply yawning, can inspire even the most stoic of us to want to run out to our nearest humane society and adopt a furry friend. The impulse is hard to resist, and a dog or cat can be the perfect new member of a family, but there are other factors to consider, including the cost of responsibly owning a pet.

Teach Your Teenager How to Handle Money with This 4-Letter Word: SAVE

Teach Your Teenager How to Handle Money with This 4-Letter Word: SAVE

Kids aren’t naturally patient.

Okay, so that’s not really a shock to any parent. From the day you brought your kids home, they wanted to be the center of your universe—partly because they depended on you and partly because they wanted their needs met as quickly as possible.

Even if patience is a virtue, it’s still a challenge to make it a part of our normal lives—and the lives of our kids. But one great way to nurture patience is by saving money, which is where you can connect with your kids in a meaningful way.

Contact Us Today to Learn More

Interested in working with Brandon? Give us a call today. The first meeting is no cost- just an honest conversation about your experiences with money, your short and long term goals, and what’s currently in place.

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